American Express

Financial Analyst

Posted On

May 30, 2025

Location

Gurgaon, Haryana

Experience Level

Freshers/Experienced

Job Type

Permanent

Apply By

June 29, 2025

Job Description

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

Function Description

Card & Merchant Accounting and Controls (CMAC) team part of Global Financial Operations, Controllership, manages the foundational accounting for Card Member spend, Remittances and Merchant payments along with various other operational accounting processes that is core to a Credit Card domain.
This team is the last line of defense and liaisons with broader controllership, technology / product, and Global Service Group (GSG) / servicing teams to ensure financial integrity of various accounting processes embedded in Issuer and Acquirer businesses.

How will you make an impact in this role?

This position of B30 in Card Capture AR Controllership will play a critical role to govern Accounting related to Card AR platforms and AMEX Network sources, Manage Sale of Receivable process between various Card Issuing entities and CREDCO, manage balance Sheet ledgers related to Card Accounts Receivable and Amex Internal Spend accounting. This position will also be responsible to perform timely investigation and clearance of monthly transactions, work closely with business partners, Servicing teams, local Controllership and technology.

Create Monthly Sale of Receivable settlement details of Markets in scope
Manage impacts on Sale of Receivable process due to change in Reporting requirements with introduction of Maximum Exposure Limit for Charge Cards
Work closely with Finance and Treasury partners to design and implement solution in POA platform- FODL for reports utilized in Sale of Receivable process
Lead conversation with technology, CREDCO controllership and Treasury teams to incorporate impacts on introduction of new lending capabilities (Plan IT)
Work with Tax team to help in calculation of AR days
Responsible for maintaining financial integrity of ledgers for Card Member Accounts receivables.
Manage end to end AR sub ledger accounts governance and reconciliation process
Provide SME expertise on various enterprise and technology projects impacting accounting and controls.
Develop and Deploy analytics to help business partners get insights into financials
Accounting, research & clearance to maintain financial integrity of AR Accounts / process.
Ensure seamless Month Close / Quarter Close Process.
Ability to drive self and team goals with continuous focus on process improvement.
Identify simplification and automation opportunities and work towards implementing them.
Be able to proactively highlight, communicate and mitigate risks.
Manage the associated PRSA and controls, ensure robust control environment around the process. Compliance with AXP policies, US GAAP requirements
Ability to communicate effectively with senior leaders across the organization and build relationships.

Minimum Qualifications

· B.com with 3-6 years or CA/MBA/post grad with 2-4 years of work experience

Knowledge of Excel, PowerPoint, AR System of Record applications like Triumph, Globestar, Legacy AR Platforms etc.
Analytical skills, ability to understand the linkages to processes.
Excellent team player with strong Inter-Personal skills and communication skills

Preferred Qualifications

Strong Accounting Knowledge.
Knowledge of AXP Spend process, AR Platforms, Falcon, etc.
Leadership skills needed to create, develop, and communicate with diverse work force.
Ability to think innovatively and to pursue ideas with conviction.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

Competitive base salaries
Bonus incentives
Support for financial-well-being and retirement
Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
Generous paid parental leave policies (depending on your location)
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

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