American Express

Analyst-Risk Management

Posted On

June 19, 2025

Location

Gurugram, Haryana

Experience Level

Freshers/Experienced

Job Type

Permanent

Apply By

July 13, 2025

Job Description

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

The Credit Risk Oversight organization within Global Risk and Compliance (GRC) is responsible for independently overseeing and challenging the company’s credit risk taking and credit risk management activities, including the comprehensive identification, management, and mitigation of credit risks within the company’s risk appetite.

We are seeking a detail-oriented professional to be part of a newly formed team for credit risk governance. Responsibilities for this role include governance, reporting, working with stakeholders across the enterprise, regulatory support and building capabilities.

The incumbent will report to the Manager, Governance in Credit Risk Oversight.

Key Responsibilities:

· Governance

o Maintain Credit Risk Management Policy

o Maintain credit risk standards, procedures (in collaboration with functional team) and templates (e.g.: reports, MEMO etc.)

o Ensure adherence to credit risk board approved plan and findings resolution

o Conduct QC checks on 2LOD review reports

· Reporting

o Create the Quarterly Aggregate Credit Risk Assessment Report

o Report RAF results and escalations and Control and Compliance (C&C) metrics

o MIS reporting to partner teams (e.g., findings tracker, Smart Monitoring alert reports)

o Perform ad-hoc analytics and reporting on credit findings (e.g., finding themes etc.)

· Internal Audit, Regulatory and ERM Support

o Coordinate with functional team on IAG and regulatory requests

o Coordinate and prepare meeting materials for quarterly interagency meeting

o MRA and regulatory recommendation remediation

· Capabilities

o Support the Portfolio Analytics team to develop next generation MIS capability

o Collaborate with GRC capabilities team to support Archer and other foundational capabilities

o Develop automated tools to write and QC review reports using LLM models

Experience and Background:

Strong data & analytical skills
Able to demonstrate strong knowledge of risk and financial management
Good communication and interpersonal skills; able to clearly articulate or interpret technical documents, regulatory guidelines, and complex project requirements in a concise manner to various stakeholders
Outstanding multi-tasking and project management skills
Superb collaboration and teamwork aptitude, to work with colleagues and stakeholder across various AXP offices globally
Self-confident with a strong sense of integrity and the ability and willingness to challenge and be challenged;
Strong Microsoft Excel, PowerPoint skills;
Extremely high attention to detail
Self-starter and enthusiastic attitude
Advanced degree in quantitative or a related field

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

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