American Express

Credit Specialist

Posted On

Sept. 17, 2025

Location

Gurugram, Haryana

Experience Level

Freshers/Experienced

Job Type

Permanent

Apply By

Feb. 8, 2026

Job Description

Description - External

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

Responsible for contacting Consumer with overdue accounts to secure the payment of the account. Also, they do preventive work to avoid future overdue with accounts that are delinquent in nature.

Put enterprise thinking first, connect the role’s agenda to enterprise priorities and balance the needs of customers & shareholders.
Lead with an external perspective, challenge status quo and bring continuous innovation to our existing processes.
Demonstrate learning agility, make decisions quickly and with the highest level of integrity.
Should possess strong analytical and problem-solving skills and a tremendous will to win
Strong relationship building, management and influencing skills
Exceptional verbal, written, and interpersonal communication skills

Minimum Qualifications

Graduates/Under graduates with 1-10 years of International BPO calling experience
Excellent Communication Skill
Comfortable working in 24/7 work environment
Analyze risk on customer accounts, making sound decisions to ensure recovery while maintaining high customer satisfaction levels
Meet and endeavor to exceed metrics on transactional quality, compliance regulations and productivity as per goals
Ensure maximum recovery on Card Members accounts through Inbound/Outbound calls

Preferred Qualifications

Credit and Collections experience with a reputed organization

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

Competitive base salaries
Bonus incentives
Support for financial-well-being and retirement
Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
Generous paid parental leave policies (depending on your location)
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

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