American Express

Analyst-Risk Management

Posted On

March 16, 2026

Location

Gurugram, Haryana

Experience Level

Freshers/Experienced

Job Type

Permanent

Apply By

April 5, 2026

Job Description

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

The External Fraud Risk Oversight team within Financial Risk Management (FRM) is part of the Global Risk and Compliance (GRC) organization. The function is responsible for providing independent oversight on external fraud risk management by performing risk analytics.

The incumbent will assist in independent oversight of fraud risk, as well as non-model tools used in business processes related to external fraud. As a fraud risk oversight analyst, you will be instrumental in monitoring and analyzing processes and controls to prevent First Party/Victim fraud on cards and non-card products. Your expertise will support the mitigation of potential fraud by ensuring oversight through effective challenge to First Line business teams.

Key Responsibilities:

Utilize advanced fraud detection and monitoring tools to analyze and highlight emerging fraud trends and high loss fraud events.
Support the creation of dashboards and other reporting and provide regular updates to Senior Management, the Board, and regulators on an ongoing basis.
Provide independent oversight on non-model tools used in critical fraud processes within the Company.
Collaborate effectively with all stakeholders and partners to ensure regulatory compliance and manage regulatory relationships and exams. Ensure all fraud detection and prevention activities comply with relevant regulations and industry standards.
Assist in development and enforcement of fraud prevention policies and procedures. Recommend enhancements in existing processes to improve fraud detection capabilities.

Minimum Qualifications:

0 - 2 years of experience in risk management, risk oversight and analytics.
Degree in a quantitative field (e.g., Mathematics, Computer Science or Economics).
Strong technical and analytical skills with the ability to apply both quantitative methods and business skills to create insights and drive results.
Strong analytical skills, including a proving ability to translate complex and disparate information to develop a comprehensive and cohesive conclusion for colleagues, business partners, and senior leaders.
Ability to work independently and across a matrix organization partnering with business partners, functional owners, capabilities, technology teams and external vendors.
Rigorous and analytical approach to problem-solving, decision-making, and prioritization collaboration across teams/geographies.
This role is required to be on-site 3 days/week.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

Competitive base salaries
Bonus incentives
Support for financial-well-being and retirement
Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
Generous paid parental leave policies (depending on your location)
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

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