American Express

Manager - Data Science

Posted On

May 30, 2025

Location

Gurugram, Haryana

Experience Level

Freshers/Experienced

Job Type

Permanent

Apply By

June 22, 2025

Job Description

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

Credit & Fraud Risk Finance team delivers fact-based, decision-driven and high-impact Net Loss Provision forecasts and credit-risk related insights and deep analytics. The key objective is to drive prudent financial decisions and support credit-risk strategies while ensuring adherence to governance and controls. This position will be part of a highly talented team with strong intellectual curiosity.

The manager will lead a high performing team of two individuals in the US Net Loss Provision team within the Credit Risk and Fraud Finance team. He/ She would be responsible for building and maintaining models for forecasting net loss provision in addition to providing deep insights for US Consumer and Commercial portfolios. The person will deliver on our key business objectives, build upon our strategic vision and strengthen our team culture. The manager will work across geographies within finance and risk teams, liaising with key stakeholders. The manager will have the opportunity to learn and use the latest data tools and technologies, explore a range of roles to grow their career. He/ she would be reporting into a Director team based in New York.

The ideal candidate will have excellent quantitative and financial reasoning, clear and compelling communication, strong organizational skills, and comfort with ambiguity.

How will you make an impact in this role?

Your responsibilities will include:

Implementing models for net loss provision calculations and analysis leveraging cutting edge technology while ensuring accuracy, completeness and timeliness of the data and results for reserves
Performing ad hoc analytics on credit performance to better understand key trends and drivers on the US portfolios
Building, deploying, and maintaining insightful dashboards and other analytics tools for use by various stakeholders in finance and risk
Leveraging external and internal data to improve existing approached and models
Partnering with various cross-functional teams including Risk, Controllership and Technology
Creating and maintaining detailed model documentation for the net loss provision processes

Qualifications

BS/MS in quantitative discipline like Economics, Statistics, Mathematics, Finance or Computer Science
Hands-on experience working on financial analytics using large amounts of data
Advanced modeling, SQL & Python skills required
Excel, TM1, Tableau, Power BI or other visualization tools experience preferred
Previous risk management experience and/or 1-3 years of work experience preferred.

Skills to be successful in the role:

Highly motivated individual with ability to break down, go deeper and execute on complex ideas
Experience in working across geographies and matrix organization
Excellent communication skills to deliver results and drive engagement with Senior Leaders and key stakeholders
Ability to influence people across all levels of the organization
Ability to work under compressed timelines, multiple priorities with focus on operational excellence
Be data-driven, outcome-focused and fast learner
Strong analytical, organizational, and problem-solving skills with good attention to detail

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

Competitive base salaries
Bonus incentives
Support for financial-well-being and retirement
Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
Generous paid parental leave policies (depending on your location)
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

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