American Express

Senior Financial Analyst

Posted On

Nov. 26, 2025

Location

Gurugram, Haryana

Experience Level

Freshers/Experienced

Job Type

Permanent

Apply By

Dec. 21, 2025

Job Description

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

Function Description:

Analyst – Enterprise Services Finance will report into Manager – Finance and will be leading financial planning, results analysis, and decision support for Guardian & Global Risk & Compliance. This Analyst will also partner closely with the Enterprise Finance and PMO teams and play a critical role liaising across the Finance organization to provide reporting, analysis, and insights to senior leadership.

The Global Risk & Compliance Organization (“GRC”) ensures the company operates in a safe, sound and fully compliant manner within all applicable regulatory expectations. We create and maintain the overall risk management framework while ensuring legal and regulatory compliance. Global Risk and Compliance is comprised of four organizations: Global Compliance and Ethics, Global Privacy, Global Operational Risk & Oversight, and Regulatory Exam Lifecycle Management, and has close to 2,000 global employees and contractors at full capacity.

The Opex CoE team within Finance is focused on creating consistent & standardized Financial/Opex management processes for GRC & finance leaders and will lead end-to-end financial forecast, reporting and management of GRC OpEx in close partnership with Finance. This includes creating self-service reporting dashboards for financial and HC reporting, which can be leveraged across all stakeholders + Exec office, CEG, Finance etc.

Purpose of the Role:

This role will support Manager Finance in end-to-end financial reporting and reconciliations. Also, candidate will execute and enhance results analysis, financial planning, and ongoing Risk & Opportunities assessments to drive enterprise value in decision support.

Key Responsibilities:

Drive Management Reporting process for Guardian & GRC Opex at a Segment/Market/LOB level
Lead publishing of detailed Opex results (Financial and Headcount view) for Guardian & GRC Opex
Detailed review of GRC & Guardian Opex along with variance analytics, trend analysis, HC tracking and commentary to cater to diverse customer requirements. Perform root cause analysis on the type of queries received and respond appropriately
Identify risks and opportunities across GRC
Understand business drivers & contribute to continuous improvement by expanding on our reporting capabilities through automation, consolidation of metrics / parameters
Support in-house projects with system knowledge to support in development of relevant reporting of Financial Statements with technological attributes/advancement
Ensure that all deadlines are continually met, and adequate controls are maintained over the processes to ensure integrity of the information
Ensure controls & compliance with prevailing policies & procedures
Stakeholder relationship management, present to and influence a wide range of audiences
Ability to work across multiple time zones

Critical Factors to Success:

Accurately deliver on LOB/Segment P&L/statistical reporting & variance analysis
Pro-actively develop meaningful data insights/trends to enable finance decision support to our customer’s/business partners/LFO’s for more effective planning, forecasting & investment decisions activities
Lead the development, implementation & maintenance of automated Opex management solutions and capabilities through enterprise technologies such as TM1, Oracle, IA etc.
Leverage functional knowledge to identify the appropriate business drivers impacting the outcomes in financial planning & Investment management including scenario & sensitivity capabilities
Ability to work well under pressure and to balance multiple priorities with tight deadlines
Demonstrate strong partnership, collaboration, and people management skills

Past Experience:

Min 3-4 years of prior experience with planning & forecasting and driving financial insights

Academic Background:

Bachelors’ degree in Accounting, Finance or related field/ relevant work experience, MBA (Finance & IT) preferred

Functional Skills/Capabilities:

Strong understanding of LOB/Segment/P&L/ statistical reporting & variance analysis
Understanding of financial domain
Excellent communication skills with all levels of the organization – verbal and written
Knowledge of procurement management processes and tools a plus
Knowledge of AXP planning processes a plus
Project management
Preferred: Knowledge of card business model & economics

Technical Skills/Capabilities:

Strong analytical skills with the ability to undertake cause effect analysis
Technical bent of mind to drive automated solutions and process efficiency

Knowledge of Platforms:

Advanced MS office suits such as Excel, Word, PowerPoint Preferred
Ability to use platforms & tools such as TM1, Oracle, OBIEE, Ariba, Tableau, Power BI will be preferred

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

Competitive base salaries
Bonus incentives
Support for financial-well-being and retirement
Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
Generous paid parental leave policies (depending on your location)
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

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