Razorpay

Product Manager II

Posted On

Aug. 5, 2025

Location

Bangalore, Karnataka

Experience Level

Freshers/Experienced

Job Type

Permanent

Apply By

Aug. 23, 2025

Job Description

<div class="content-intro"><p><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Razorpay was founded by<a href="https://www.linkedin.com/in/kumarshashank/" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://www.linkedin.com/in/kumarshashank/&source=gmail&ust=1660290870959000&usg=AOvVaw1H2eeqfjnUDt3iT_Cg-jfh"> Shashank Kumar</a> and<a href="https://www.linkedin.com/in/harshilmathur/" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://www.linkedin.com/in/harshilmathur/&source=gmail&ust=1660290870959000&usg=AOvVaw3k1sK1wrIz5HKLsZA8-mTC"> Harshil Mathur</a> in 2014. Razorpay is building a new-age digital banking hub (Neobank) for businesses in India with the mission is to enable frictionless banking and payments experiences for businesses of all shapes and sizes. What started as a B2B payments company is processing billions of dollars of payments for lakhs of businesses across India. </span></p> <div class="gmail_default"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">We are a full-stack financial services organisation, committed to helping Indian businesses with comprehensive and innovative payment and business banking solutions built over robust technology to address the entire length and breadth of the payment and banking journey for any business. Over the past year, we've disbursed loans worth millions of dollars in loans to thousands of businesses. In parallel, Razorpay is reimagining how businesses manage money by simplifying business banking (via<a href="https://razorpay.com/x/" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://razorpay.com/x/&source=gmail&ust=1660290870959000&usg=AOvVaw0ab_bX0WbaTqedmVsyWBbZ"> Razorpay X</a>) and enabling capital availability for businesses (via<a href="https://razorpay.com/capital/" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://razorpay.com/capital/&source=gmail&ust=1660290870959000&usg=AOvVaw2ymFZuuzdG2i4lPyqQYP5I"> Razorpay Capital</a>). </span></div></div><p><span style="font-size: 12pt; font-family: helvetica, arial, sans-serif;">Today, we’re taking this vision a step further: building intelligent, AI-driven infrastructure and experiences that simplify how businesses manage, move, and multiply money.</span></p> <p data-start="1021" data-end="1266"><span style="font-size: 12pt; font-family: helvetica, arial, sans-serif;">AI is no longer a future ambition—it’s a product superpower. At Razorpay, we're embedding AI deeply across our product ecosystem—from intelligent onboarding and fraud detection, to conversational financial insights and smart credit underwriting.</span></p> <p data-start="1268" data-end="1478"><span style="font-size: 12pt; font-family: helvetica, arial, sans-serif;">As <strong data-start="1271" data-end="1298">Product Manager II – AI</strong>, you’ll be at the heart of this transformation. You will lead the charter to conceptualize and ship AI-first experiences that power Razorpay’s next generation of fintech products.</span></p> <h3><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">Key Responsibilities:</span></h3> <h4 data-start="1515" data-end="1553"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;"><strong>Own the AI Product Vision</strong></span></h4> <ul> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;" data-start="1556" data-end="1692"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">Define and lead the product roadmap for AI-driven capabilities across one or more verticals—e.g., Payments, Lending, Risk, Banking, etc.</span></li> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;" data-start="1695" data-end="1785"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">Collaborate with leadership to align AI strategy with Razorpay’s long-term product vision.</span></li> </ul> <h4 data-start="1515" data-end="1553"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;"><strong>Drive AI-First Problem Solving</strong></span></h4> <ul> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;" data-start="1833" data-end="1934"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">Identify high-impact use cases where AI/ML can unlock efficiency, automation, or smarter decisioning.</span></li> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;" data-start="1937" data-end="2032"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">Work closely with Data Science, Engineering, and Design to prototype and scale these solutions.</span></li> </ul> <h4 data-start="1515" data-end="1553"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;"><strong>Data with Empathy</strong></span></h4> <ul> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;" data-start="2073" data-end="2176"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">Blend user research, data insights, and competitive analysis to deeply understand merchant pain-points.</span></li> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;" data-start="2179" data-end="2277"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">Prioritize problems and solutions that balance business goals, customer outcomes, and feasibility.</span></li> </ul> <h4 data-start="1515" data-end="1553"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;"><strong>Execution Excellence</strong></span></h4> <ul> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;" data-start="2315" data-end="2393"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">Write high-quality PRDs and own sprint planning with Engineering and DS teams.</span></li> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;" data-start="2396" data-end="2463"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">Manage the product lifecycle from discovery to launch to iteration.</span></li> </ul> <h4 data-start="1515" data-end="1553"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;"><strong>Cross Functional Collab</strong></span></h4> <ul> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;" data-start="2511" data-end="2598"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">Partner with Compliance, Risk, Operations, and Business teams to embed AI thoughtfully.</span></li> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;" data-start="2601" data-end="2691"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">Co-create with ecosystem players where needed—e.g., AI fraud vendors, credit bureaus, etc.</span></li> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;" data-start="2601" data-end="2691"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">Shape GTM plans in collaboration with Product Marketing.</span></li> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;" data-start="2601" data-end="2691"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">Instrument performance tracking and continuously iterate based on feedback and outcomes.</span></li> </ul> <h3><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">What we're looking for - </span></h3> <ul> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;" data-start="2913" data-end="2988"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">3–6 years of product management experience, ideally in fintech or B2B SaaS.</span></li> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;" data-start="2991" data-end="3126"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">Deep curiosity and foundational understanding of AI/ML concepts (you don’t have to code, but you should know what a model pipeline is).</span></li> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;" data-start="3129" data-end="3242"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">You’ve shipped or worked on AI/ML-powered products—personalization, recommendations, chatbots, risk scoring, etc.</span></li> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;" data-start="3245" data-end="3325"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">Strong analytical skills, with comfort navigating ambiguity and complex systems.</span></li> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;" data-start="3328" data-end="3389"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">First-principles thinker who also values speed and execution.</span></li> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;" data-start="3392" data-end="3473"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">Ability to translate technical ideas into compelling customer value propositions.</span></li> </ul><div class="content-conclusion"><div class="gmail_default"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span id="m_2989597180337834284gmail-m_4972969247898306296gmail-docs-internal-guid-3a65a3c2-7fff-88ff-9e94-8ab11a050d04">Razorpay believes in and follows an equal employment opportunity policy that doesn't discriminate on gender, religion, sexual orientation, colour, nationality, age, etc. We welcome interests and applications from all groups and communities across the globe. </span><br></span></div> <div class="gmail_default"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"> </span></div> <div class="gmail_default"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span id="m_2989597180337834284gmail-m_4972969247898306296gmail-docs-internal-guid-3d0a9248-7fff-a2fd-6fa3-5026f85768d7">Follow us on <a href="https://www.linkedin.com/company/razorpay/mycompany/" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://www.linkedin.com/company/razorpay/mycompany/&source=gmail&ust=1660290870959000&usg=AOvVaw0f6sCrv8Ce3IHBvN2Sev8Z">LinkedIn</a> & <a href="https://twitter.com/Razorpay" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://twitter.com/Razorpay&source=gmail&ust=1660290870959000&usg=AOvVaw0ViuP9uutFg1qFCm2nHeh1">Twitter</a></span></span></div></div>

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