Fampay

Recon Analyst

Posted On

March 13, 2026

Location

Bengaluru, Karnataka

Experience Level

Freshers/Experienced

Job Type

Permanent

Apply By

April 1, 2026

Job Description

About Fam (previously FamPay)

Fam is India's first payments app for everyone above 11. FamApp helps make online and offline payments through UPI and FamCard. We are on a mission to raise a new, financially aware generation, and drive 250 million+ youngest users in India to kickstart their financial journey super early in their life.

Founded in 2019 by IIT Roorkee alumni, Fam is backed by some of the most respected investors around the world like Elevation Capital, Y-Combinator, Peak XV (Sequoia Capital) India, Venture Highway, Global Founder’s Capital and the likes of Kunal Shah, Amrish Rao as angel investors.

About the Job:-

You will play a critical role in ensuring the accuracy and reliability of our financial and transaction data. You’ll work at the intersection of payments, finance, and operations, reconciling high-volume transaction data across internal systems, payment gateways, and banking partners.

This role requires someone who is detail-oriented, analytical, and proactive, someone who enjoys digging into data, identifying discrepancies, and solving operational problems at scale.

Perks That Go Beyond the Paycheck

• Relocation assistance to make your move seamless.

• Free office meals (lunch & dinner).

• Generous leave policy, including birthday leave, period leave, paternity and maternity support, and more.

• Salary advance and loan policies for any financial help.

• Quarterly rewards and recognition programs, and a referral program with great incentives.

• Access the latest gadgets and tools.

• Comprehensive health insurance for you and your family, mental health support.

• Tax benefits with options like food coupons, phone allowances, car/device leasing.

• Retirement perks like PF contribution, leave encashment and gratuity.

Here’s all the tea on FamApp ☕️

FamApp focuses on financial inclusion of the next generation by providing UPI & card payments to everyone above 11 years old. Our flagship Spending Account, FamX, seamlessly integrates UPI and card payments, enabling users to manage, save, and learn about their finances effortlessly.

Revolutionizing Payments and FinTech

FamApp has enabled 10 million+ users to make UPI and card payments across India, removing the inconvenience of carrying cash everywhere. Users get to customise their FamX card with doodles, which lets them add a personal touch to their payments.

Trusted by leading investors

We’re proud to be supported by renowned investors like Elevation Capital, Y-Combinator, Peak XV (formerly Sequoia Capital India), Venture Highway, Global Founder’s Capital, and esteemed angels Kunal Shah and Amrish Rao.

Join Our Dynamic Team

At Fam, our people-first approach is reflected in our generous leave policies, flexible work schedules, comprehensive health benefits, and free mental health sessions. We don’t mean to brag, but we promise you’ll be surrounded by some of the most fun, talented and passionate people in the startup space.

Want to see what makes life at Fam so awesome? Check out our shenanigans at @lifeatfam 😛

On the Job

• 1–3 years of experience in reconciliation, settlements, finance operations, or payment operations.

• Strong understanding of transaction reconciliation processes (bank, wallet, gateway, merchant).

• Good knowledge of Excel/Google Sheets (pivot tables, VLOOKUP/XLOOKUP, data reconciliation).

• Experience investigating transaction mismatches, settlement gaps, and financial discrepancies.

• Strong attention to detail with ability to work with large transactional datasets.

• Ability to work with cross-functional teams (finance, risk, payments, engineering).

• Strong documentation and reporting skills.

Must Haves

• Perform daily transaction reconciliation between internal systems, payment gateways, and banking partners.

• Identify and investigate transaction mismatches, settlement discrepancies, and missing transactions.

• Work closely with payments, finance, and risk teams to resolve reconciliation breaks.

• Monitor settlement reports, refund flows, and chargeback records to ensure accuracy.

• Maintain clear documentation of recon processes, exceptions, and resolutions.

• Build and maintain recon reports and operational dashboards for transaction monitoring.

• Proactively identify process gaps, recurring discrepancies, or operational inefficiencies.

• Assist in improving reconciliation workflows and automation opportunities.

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